An impact study of the Village Savings and Loan Association (VSLA) in Nigeria

Chinwe U Nnama-Okechukwu, Uzoma O. Okoye, Christy Obikeguna, Chinyere E. Onalu, Agha A. Agha, Jacinta Eneh, Angela I Ogbu, Eghosa A Erhunwunse, Anthony A Nwanze, Taiwo Okunsanya


Background: The VSLA is an emerging movement of savings that promotes entrepreneurship development in rural communities; it has supported the growth of small and medium enterprise in rural communities as well as helped families at risk to enhance family well-being. There are however scare empirical studies on VSLAs in Nigeria, hence impact and learning is often not in the public domain.

Method: In this article, we endeavored to clarify concept and present result from a qualitative study using Focus Group Discussion (FGD) for 48 families who participated in the SOS Children’s Villages Nigeria Family strengthening from 2010-2015.

Result: Overall result suggest that VSLA is a programme intervention that is successful and sustainable.  Results revealed that 70% of the families in the programme attained self-reliance within the project life span

Conclusion: The results are discussed in relation to entrepreneurship development and need for social workers to create awareness on VSLA in rural communities in Nigeria


Entrepreneurship development, savings groups, social work, SOS Children’s Villages Nigeria, sustainability, VSLA.

Full Text:




  • There are currently no refbacks.

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International (CC BY-SA 4.0)

ISSN 2308-7854 (online); ISSN 0850-5780 (print)

Powered by OJS and hosted by Stellenbosch University Library and Information Service since 2013.


This journal is hosted by the SU LIS on request of the journal owner/editor. The SU LIS takes no responsibility for the content published within this journal, and disclaim all liability arising out of the use of or inability to use the information contained herein. We assume no responsibility, and shall not be liable for any breaches of agreement with other publishers/hosts.

SUNJournals Help